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Airbag Deployment
Occurs when the driver, passenger or side airbag has been used or deployed during a crash or other incident.
Uninsured Motorist Coverage (UMC)
Provides coverage for a policyholder involved in a collision with a driver who does not have liability insurance.
Commissioner of Insurance
The title of the head of most state insurance departments. In some states, the Director or Superintendent of Insurance is used instead.
Medical Payments Coverage
Covers the medical costs (up to the specified limit you choose) resulting from an auto accident for you, your family, and others in your car. It pays regardless of fault.
Hearsay
Evidence based on what the witness has heard someone else say, rather than what the witness has personally experienced or observed.
Quote
An estimate of the cost of insurance based on information supplied to the insurance company.
Venue
The specific county, city or geographical area in which a court has jurisdiction
Binder
A temporary or preliminary agreement which provides coverage until a policy can be issued/delivered.
Scrapped
Vehicles that have been dismantled and/or crushed and should not return to the road.
Surcharge
An extra charge applied to the premium by the insurer, usually for at fault accidents or moving violations.
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